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45354 NW Hartwick Rd, Banks, OR 97106

$939,900
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Property Description

Set back off the road behind a wrap-around driveway and surrounded by mature trees and open pasture, this two-story daylight ranch in Banks offers something increasingly rare: space, privacy, and genuine versatility just minutes from the western edge of the Portland metro.The main level welcomes you with vaulted ceilings, exposed wood beams, hardwood floors, and a wall of windows framing the treeline beyond the deck. The kitchen opens to the living and dining areas with a casual eat bar - perfect for morning coffee while the sun comes over the trees. Step onto the expansive deck and you'll understand what peaceful actually means here. No neighbors looking in. Just sky, fir trees, and seasonal valley views.Upstairs, two bedrooms and a dedicated office provide comfortable main-level living. Downstairs, a fully finished daylight basement adds three more bedrooms, a second living area, and its own bathroom - creating true separation that works beautifully as a multi-generational suite, caregiver quarters, or ranch hand quarters. With accessible design features including a walk-in shower on the main floor, this home adapts to how you actually live.Five fully fenced and cross-fenced acres include a four-stall horse barn with corrals - ready for your own animals or easily leased to a neighboring horse owner. A large outbuilding serves as workshop with plenty of room for storage and toys. The wrap-around driveway handles trailers and equipment without a second thought.An owned solar system keeps energy costs in check, and a heat pump provides efficient year-round comfort. No HOA. No covenants. Just room to breathe, room to work, and room to live on your own terms.Whether you're looking for a private homestead, a horse property with income potential, or a home that flexes with your family - come walk the land and see it for yourself.

45354 NW Hartwick Rd | MLS# 685187750

This single family home located at 45354 NW Hartwick Rd, Banks, OR 97106 is currently listed for sale with an asking price of $939,900. This property was built in 1979 and has 5 bedrooms and 3 full baths with 3592 sq. ft. NW Hartwick Rd is located in the RURAL WASHINGTON COUNTY subdivision. Search RURAL WASHINGTON COUNTY real estate on kimgilchrist.bendpremierrealestate.com today.

Property Features

Property Type: Residential - Single Family
Basement: Daylight, Exterior Entry, Separate Living Quarters-Apartment-Aux Living Unit
Cooling: Heat Pump
Fenced: Yes
Fireplaces: 2
Fuel Type: Electricity, Solar
Heating: Heat Pump
Home Style: 2 Story, Daylight Ranch
Lot Size: 5.10 Acres
Roof Type: Composition
Stories: 2.0
Taxes: $6,409
Year Built: 1979
Square Feet: 3,592

Feature Descriptions

Accessibility: Caregiver Quarters, Main Floor Bedroom w-Bath, Pathway, Walk-in Shower
Bathroom: 1.0 (Lower), 2.0 (Main)
Energy Efficiency Features: Solar
Exterior: Cedar, Lap Siding, Wood Siding
Exterior: Barn, Corral(s), Cross Fenced, Deck, Dog Run, Fenced, Porch, RV Parking, RV-Boat Storage, Second Garage, Workshop, Yard
Fireplace: Pellet Stove, Propane
Hot Water: Electricity
Interior: Hardwood Floors, Laundry, Vaulted Ceiling(s), Vinyl Floor, Wall to Wall Carpet
Kitchen: Dishwasher, Disposal, Free-Standing Range, Pantry, Range Hood
Lot: Hilly, Pasture, Secluded, Sloped, Trees
Parking Notes: Carport, Driveway, ParkingPad
Sewer: Community
Special View Info: Seasonal, Territorial, Trees/Woods
Square Footage: 1735 (Lower), 1857 (Main)
Water: Community, Private

Room Sizes

4th Bedroom: 12 X 10 Level - Lower
5th Bedroom: 10 X 12 Level - Lower
Office: 13 X 10 Level - Main
2nd Bedroom: 16 X 21 Level - Main
3rd Bedroom: 12 X 10 Level - Lower
Dining Room: 16 X 10 Level - Main
Family Room: 14 X 28 Level - Lower
Kitchen: 14 X 10 Level - Main
Living Room: 12 X 16 Level - Main
Primary Bedroom: 15 X 17 Level - Main

Local Schools

High School: Banks
Middle School: Banks
Elementary School: Banks

Listed By / Shown By

Listed By

Agency Name: JMG - Jason Mitchell Group
Agency Phone: 541-791-7946

Shown By

Agent Name: Kim Gilchrist, Broker
Agent Phone: (541) 410-0985
Agency Title: Bend Premier Real Estate

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Estimated Payment

$ 5,560.87 per month $4,752.65 Principal & Interest $534.08 Property Tax $274.14 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/21/2026. The listing information on this page last changed on 05/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/21/2026 10:10:34 AM EST) or RMLS (last updated Thu 05/21/2026 8:09:46 AM EST) or COAR/MLSCO (last updated Thu 05/21/2026 10:01:49 AM EST). Real estate listings held by brokerage firms other than Bend Premier Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by other brokerage firms are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright © 2026 RMLS, Portland, Oregon. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available.

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